MSMEs are not just engines of India’s growth — they are the pulse of a self-reliant economy. As we move towards Viksit Bharat 2047, small businesses will remain central to this transformation. Their growth hinges on timely access to capital and meaningful financial inclusion.
This is where NBFCs play a critical role — bridging the last-mile credit gap, especially for MSMEs that remain unserved and underserved by traditional banking. With deep market understanding and agile credit models, NBFCs are uniquely positioned to unlock scale for MSME growth.
With digital payments becoming more prominent and technology reshaping the lending landscape, we are witnessing a fundamental shift in how small businesses transact, access and manage capital. Following the trend, at NeoGrowth, we leverage digital transaction trails, data-enabled underwriting, and cashflow-based repayment models to serve the MSMEs with faster access to credit and flexible repayment terms aligning their business needs.
This year’s MSME Day theme, ‘Business for MSMEs: Connecting the Entrepreneurs’, is a timely reminder that connection, collaboration, and ecosystem thinking are no longer optional — they’re essential. When capital, technology, and support of NBFCs come together, MSMEs don’t just grow — they become unstoppable engines of India’s future .
Arun Kumar Nayyar, MD & CEO of NeoGrowth
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